Dow jones SMART MONEY
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Dow Jones Smart Money is your resource for creating a better financial future. For any age, any experience level, any goal—start building financial knowledge today with smart insights and trusted experience from Dow Jones money experts.
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Explore Financial Topics
Get guidance from managing daily expenses to hitting your financial goals to how to approach investment decisions.
Personal Finance
Smart ways to manage your money, including budgeting, saving, managing debt and building good credit.
Why Should You Care About Financial Wellness?
Money, Budgeting and Taxes
Debit, Credit, Checking and Savings
Credit Scores
Big Decisions
Considerations for making big financial decisions like paying for college, buying a home and planning for retirement.
How to Pay for College
Cars: Buying vs. Leasing
Housing: Renting and Buying
Types of Insurance
Retirement
Investing
Investing means doing research, understanding risks and making thoughtful decisions to reach your goals.
Why Start Investing?
What is the Stock Market?
Types of Investments
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Dive deeper
Explore specific topics fit for your financial needs and interests
Money, Budgeting and Taxes
Money doesn’t buy happiness, but it does give you more freedom to live the life you want.
Debit, Credit, Checking and Savings
Here are the banking basics you’ll want to know, as well as tips for building credit and avoiding big debt.
Credit Scores
A good credit score can save you thousands of dollars and open new doors for you (literally—a high score can help you get a new house).
The Stock Market
Bulls, bears and big banks: It’s all part of what we call the stock market. Here’s an introduction to how it works and the lingo you should know.
Cars: Buying vs. Leasing
Here’s how to buy or lease a car and get around reliably without taking on too much debt.
How to Pay for College
College costs are always on the rise. Here are some tips for paying for college and creating a budget.
Housing: Renting and Buying
There’s nothing quite like a place to call your own. Here are some practical tips for renting and eventually buying a home.
Retirement
Want to retire a millionaire? If you start contributing money toward your retirement early, you’ll be well on your way.
Financial Calculators
Sound financial decisions require careful calculations—from managing loan repayments to planning a secure retirement. To assist you, here are 14 free financial calculators designed to help you make informed choices.
Resources
Discover content from our own brands as well as from partner organizations aligned with our mission.
Videos
Everyone has unique learning preferences, and for some, video is the preferred format. Here are some videos designed to support your learning.
Play
Financial matters and investing can feel overwhelming at first. If you want to test your financial skills without any risk, these games are perfect for you.
Events
Join Dow Jones experts, market professionals, and like-minded organizations through live streamed virtual sessions, in-person workshops, and informative podcasts.
Challenges
Ready to put some of the financial wellness ideas from Dow Jones Smart Money into practice? Explore these free online resources, brought to you by the Dow Jones family of brands.
